Money

• All of Canada uses the Canadian Dollar.
• Most places, especially those near the Canada / U.S. border, will also accept U.S. dollars, but exchange rates may vary or be unfavourable.
• Bills are commonly available in $5, $10, $20, $50 and $100 dollar. Canadian coins are the $1 Loonie, $2 Toonie, $0.25 Quarter, $0.10 Dime, $0.05 Nickel and $0.01 Penny.
• Canadian bills are brightly coloured, making them easy to distinguish from one another. All American bills, on the other hand, are green. 
•  Check the current Canadian rate of exchange.

• Should you need to visit a bank to exchange money, note that banks are generally open Monday - Friday 9 to 5 pm (sometimes later on Thursdays and Fridays), sometimes Saturday mornings, but never on Sundays.
• Popular Canadian banks include: TD Canada Trust (Toronto Dominion)Bank (Longest Hours), CIBC (Canadian Imperial Bank of Commerce), the Royal Bank, Bank of Montreal and Scotia Bank.

• Interac / Debit / Bank card purchases are available at most restaurants, hotels and retail outlets (although not at our beloved Tim Horton coffee shops), and at any bank or ATM machine, you can withdraw Canadian funds from a foreign currency account.
• Major credit cards, including Visa, Mastercard, and American Express, are widely accepted.
• Tim Hortons only accepts cash or Tim’s Cards :0)
• Find the current Canadian rate of exchange for your country’s currency .
  
  Sales Tax
• Visitors to Canada may give their restaurant or shopping receipts a double take if unfamiliar with the Canadian tax rate for goods and services. For example, in Toronto a $100Cdn shopping spree becomes $113 Cdn after tax.
• The good news is that visitors may apply to get a refund on the taxes they have paid while in Canada. Learn how to get your visitor tax refund.
• The tax that consumers pay for goods and services (except those considered exempt) varies across Canada. The minimum amount that visitors will pay is 7% and the most is 15%. Toronto being 13%. Find out sales tax rates by province.

• A 15% - 20% gratuity is standard at most restaurants.
• Taxi drivers, baggage porters, valet drivers, and salon employees, such as hair stylists, also appreciate tips.

• Cup of Coffee (Tim Hortons): $1 - $2
• Cup of Coffee (Starbucks): $2 - $5+
• Parking downtown in major city: about $2 per hour or $15 per day.
• Case of 24 beer: $25 - $40
• Glass of wine at bar / restaurant: $5 - $8

Transportation:

The Toronto Transit Commission - TTC
Find out how to get around Toronto using its subways, buses and streetcars. 1way Adult ticket on the TTC (bus, subway) $2.75 Child: $0.70

GO Transit Home Page
Go Transit has trains and buses travelling to and from Toronto from many locations an hour or two outside of Toronto . Prices vary depending on the distance of your trip.

Taxis - Airport and Intown